Self-Help Groups (SHGs) in Himachal Pradesh: Growth, Structure and Financing

Ms. Santosh Devi; Dr. Sanjeev Kumar

doi:https://doi.org/10.17492/jpi.pragati.v10i1.1012301

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Self-Help Groups (SHGs) in Himachal Pradesh: Growth, Structure and Financing

Santosh Devi, Sanjeev Kumar

Vol 10 , Issue 1 , January - June 2023 | Pages: 1-14 | Research Paper

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https://doi.org/10.17492/jpi.pragati.v10i1.1012301

Published Online: June 15, 2023

Author Details ( * ) denotes Corresponding author

1. * Santosh Devi, Research Scholar, Economics, Himachal Pradesh University, Shimla, Himachal Pradesh, India (chhavigautam01@gmail.com)

2. Sanjeev Kumar, Associate Professor, Department of Economics , Himachal Pradesh University, Shimla, Himachal Pradesh, India (drsanjeeveco0679@gmail.com)

Self-Help Group (SHG) is a group of women or men who work for the capacity to become effective agents of change. In India, NABARD had initiated the formation of SHGs in 1986-87, but, the real effort was taken in 1991-92 by the linkage of SHGs with the banks. On the recommendation of Radhakrishnan Committee report, NRLM was formed in 2011. The objective of the paper is to study the physical aspects i.e. growth, structure and financing of SHGs in Himachal Pradesh. The secondary data has been collected from official website of NRLM and analysed. It was observed that SHGs have started working in all the blocks of all districts of Himachal Pradesh except district Shimla and Mandi. It was concluded that highest numbers of SHGs under NRLM in Himachal Pradesh were in districts Mandi followed by Kangra and Shimla.

Keywords

Self-Help Groups (SHGs); Microfinance; National Rural Livelihood Mission (NRLM); Bank linkage; Women empowerment

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