Self-Help Groups (SHGs) in Himachal Pradesh: Growth, Structure and Financing

Vol 10 , Issue 1 , January - June 2023 | Pages: 1-14 | Research Paper

Article has been added to the cart.View Cart (0)

https://doi.org/10.17492/jpi.pragati.v10i1.1012301

Published Online: June 15, 2023

Author Details ( * ) denotes Corresponding author

1. * Santosh Devi, Research Scholar, Economics, Himachal Pradesh University, Shimla, Himachal Pradesh, India (chhavigautam01@gmail.com)

2. Sanjeev Kumar, Associate Professor, Department of Economics , Himachal Pradesh University, Shimla, Himachal Pradesh, India (drsanjeeveco0679@gmail.com)

Self-Help Group (SHG) is a group of women or men who work for the capacity to become effective agents of change. In India, NABARD had initiated the formation of SHGs in 1986-87, but, the real effort was taken in 1991-92 by the linkage of SHGs with the banks. On the recommendation of Radhakrishnan Committee report, NRLM was formed in 2011. The objective of the paper is to study the physical aspects i.e. growth, structure and financing of SHGs in Himachal Pradesh. The secondary data has been collected from official website of NRLM and analysed. It was observed that SHGs have started working in all the blocks of all districts of Himachal Pradesh except district Shimla and Mandi. It was concluded that highest numbers of SHGs under NRLM in Himachal Pradesh were in districts Mandi followed by Kangra and Shimla.

Keywords

Self-Help Groups (SHGs); Microfinance; National Rural Livelihood Mission (NRLM); Bank linkage; Women empowerment

Bhulal, V. K. (2018). Self-help group and women empowerment through bank linkage- An impact study of Himachal Pradesh. International Journal of Trend in Scientific Research and Development, 2(3), 1048-1052.
Gadekar U. B. (2021). A comparative study of entrepreneurship development in slums of Kolhapur city through of self help groups and private microfinance institutions. Journal of Emerging Technologies and Innovative Research, 8(7), d209-d218.
Henriques, E. J. (2016). Women empowerment: Analysis of the role of self-help groups in empowering rural women in GOA. MANTHAN: Jornal of Commerce and Management, 3(2), 16-26.
Korpysa, J. & Łopatka A. (2020). Women’s entrepreneurail attitudes when facing restructuring process- study results. Procedia Computer Science, 176, 3428-3435.
Mansuri, B. B. (2010). Micro-finance through self help groups: A case study of bank linkage programme of NABARD. APJRBM, I(3), 141-150.
Nanda, Y. C. (2003). Financing the informal sector – NABARD’s catalytic role. The Hindu Survey of Indian Industry, p. 49-51.
Pangannavar, A. Y. (2014). A research study on development of self-help groups in Belgaum district. PRAGATI Journal of Indian Economy, 1(1), 61-76.
Pillai, D. (2017). Mediating role of self help groups for stimulating rural financial intermediation in India. Journal of Internet Banking and Commerce, 22(S7), 1-11.
Shankar, R., & Senthilkumar, N. (2016). A study on challenges, opportunity and poverty reduction through micro finance in india. International Journal of Research- Granthaalayah, 4(10), 50-56.
Sharma, N. (2012). Evaluation of selected NGOs in Himachal Pradesh. International Journal of Business and Management Tomorrow, 2(12).